BODY,P, TD, LI {font-family: Arial, Helvetica, sans-serif; 
		font-weight: normal; 
		color: black; 
		font-size: 13px;}
		

		
A {color:#CC3333;text-decoration:underline;font-weight:bold;}
A:visited {color:#CC3333;text-decoration:underline;font-weight:bold;}
A:hover {color:#003399;text-decoration:underline;font-weight:bold;}

A.normal {color:#CC3333;text-decoration:underline;font-weight:normal;}
A.normal:visited {color:#CC3333;text-decoration:underline;font-weight:normal;}
A.normal:hover {color:#CC3333;text-decoration:underline;font-weight:normal;}

A.large {color:#003399;text-decoration:underline;font-size:16px;font-weight:bold;}
A.large:visited {color:#003399;text-decoration:underline;font-size:16px;font-weight:bold;}
A.large:hover {color:#003399;text-decoration:underline;font-size:16px;font-weight:bold;}

A.lgred {color:#CC3333;text-decoration:underline;font-size:18px;font-weight:bold;}
A.lgred:visited {color:#CC3333;text-decoration:underline;font-size:18px;font-weight:bold;}
A.lgred:hover {color:#CC3333;text-decoration:underline;font-size:18px;font-weight:bold;}

A.smblue {color:#003399;text-decoration:underline;font-size:13px;font-weight:bold;}
A.smblue:visited {color:#003399;text-decoration:underline;font-size:13px;font-weight:bold;}
A.smblue:hover {color:#003399;text-decoration:underline;font-size:13px;font-weight:bold;}

A.smblue2 {color:#003399;text-decoration:underline;font-size:13px;font-weight:normal;}
A.smblue2:visited {color:#003399;text-decoration:underline;font-size:13px;font-weight:normal;}
A.smblue2:hover {color:#003399;text-decoration:underline;font-size:13px;font-weight:normal;}

A.plain {color:#CC3333;text-decoration:none;font-weight:bold;}
A.plain:visited {color:#CC3333;text-decoration:none;font-weight:bold;}
A.plain:hover {color:#CC3333;text-decoration:none;font-weight:bold;}

A.fb {color:#003399;text-decoration:none;font-size: 11px;}
A.fb:visited {color:#003399;text-decoration:none;font-size: 11px;}
A.fb:hover {color:blue;text-decoration:underline;font-size: 11px;}

A.fb2 {color:#0099FF;text-decoration:none;font-size: 11px;}
A.fb2:visited {color:#0099FF;text-decoration:none;font-size: 11px;}
A.fb2:hover {color:white;text-decoration:none;font-size: 11px;}

A.fb3 {color:white;text-decoration:none;font-size: 11px;}
A.fb3:visited {color:white;text-decoration:none;font-size: 11px;}
A.fb3:hover {color:white;text-decoration:none;font-size: 11px;}

A.chapter {color:#003399;text-decoration:underline;font-size: 12px;}
A.chapter:visited {color:#003399;text-decoration:underline;font-size: 12px;}
A.chapter:hover {color:#0099FF;text-decoration:underline;font-size: 12px;}

A.list {color:#003399;text-decoration:underline;font-size: 12px;}
A.list:visited {color:#003399;text-decoration:underline;font-size: 12px;}
A.list:hover {color:#0099FF;text-decoration:underline;font-size: 12px;}

A.sidenav {color: white; text-decoration:none;font-weight:bold;}
A.sidenav:visited {color: white; text-decoration:none;font-weight:bold;}
A.sidenav:hover {color: white; text-decoration:underline;}

A.footer {color: white; text-decoration:underline; font-size:11px;font-weight:normal;}
A.footer:visited  {color: white; text-decoration:underline; font-size:11px;font-weight:normal;}
A.footer:hover {color: #33CCFF; text-decoration:underline;font-size:11px;font-weight:normal;}

table.tb1 {border: 1px solid #3366CC;}
	
input {background-color: #ffffff; font-weight: normal; font-size: 10.5px; color: black;}

td.s1 {	background: #99ccff; 
		color: navy; 
		font-weight: bold;}	

td.s2 {	background: #003399; 
		color: white; 
		font-weight: bold;
		font-size: 11px;}

td.s3 {	background: #DBE8F5; 
		color: navy; 
		font-weight: bold;
		font-size: 11px;
		border-right: 1px solid #8EA7C0;
		border-bottom: 1px solid #8EA7C0;}			

.s4 { color: white; 
		font-weight: bold;
		font-size: 16px;
		margin: 10 10 10;
		letter-spacing: 1.1;}	

.s5 { color: black; 
		font-weight: bold;
		font-size: 13px;
		margin: 10 10 10;}	
		

td.s6 {	background: white; 
		border-right: 1px solid #8EA7C0;
		border-bottom: 1px solid #8EA7C0;}	

td.s7 {	background: white; 
		border-bottom: 1px solid #8EA7C0;
		font-weight: bold;}						

				
.aca {font-variant:small-caps;}
.home {	font-size: 11.5px;}
.homeit  {font-size: 8px; font-family: times new roman, serif; color:white;} 

p.sidebar1 {margin-left: 10px; margin-right: 10px; font-size: 13px; font-weight: bold; color: navy;}
p.sidebar2 {margin-left: 20px; margin-right: 10px; font-size: 13px; font-weight: normal; color: navy;}
p.t1 {margin: 10px;}
		
.black8 { 
		font-weight: normal; 
		color: black; 
		font-size: 8pt;}
	

.black10 { 
		font-weight: normal; 
		color: black; 
		font-size: 10pt;}

.black11 { 
		font-weight: normal; 
		color: black; 
		font-size: 11px;}		
			
.blackbold10 { 
		font-weight: bold; 
		color: black; 
		font-size: 10pt;}

.blackbold11 { 
		font-weight: bold; 
		color: black; 
		font-size: 11pt;}

.blackbold12 { 
		font-weight: bold; 
		color: black; 
		font-size: 12pt;}

.blackbold14 { 
		font-weight: bold; 
		color: black; 
		font-size: 14pt;}

.blackbold16 { 
		font-weight: bold; 
		color: black; 
		font-size: 16pt;}		
		
.blackbold8 { 
		font-weight: bold; 
		color: black; 
		font-size: 8pt;}	

.blue8 { 
		font-weight: normal; 
		color: navy; 
		font-size: 8pt;}
						
.bluebold8 { 
		font-weight: bold; 
		color: #003399; 
		font-size: 8pt;}

.bluebold10 { 
		font-weight: bold; 
		color: #003399; 
		font-size: 10pt;}		

.bluebold11 { 
		font-weight: bold; 
		color: #003399; 
		font-size: 11px;}	
		
.bluebold13 { 
		font-weight: bold; 
		color: #003399; 
		font-size: 13px;}	

.blue13 { 
		font-weight: normal; 
		color: #003399; 
		font-size: 13px;}			
		
.bluebold12 { 
		font-weight: bold; 
		color: #003399; 
		font-size: 12pt;}				

.blue2bold12 { 
		font-weight: bold; 
		color: blue; 
		font-size: 16px;}
		
.bluebold13 { 
		font-weight: bold; 
		color: #003399; 
		font-size: 13px;}
		
.bluebold14 { 
		font-weight: bold; 
		color: #003399; 
		font-size: 16pt;}

.bluebold16 { 
		font-weight: bold; 
		color: #003399; 
		font-size: 16px;}			

.bluebold18 { 
		font-weight: bold; 
		color: #003399; 
		font-size: 18px;}	

.bluebold20 { 
		font-weight: bold; 
		color: #003399; 
		font-size: 20pt;}			

.ltblue14 { 
		font-weight: normal; 
		color: #99CCFF; 
		font-size: 14pt;}

.ltbluebold11 { 
		font-weight: bold; 
		color: #0099ff; 
		font-size: 12px;}	

.ltbluebold12 { 
		font-weight: bold; 
		color: #0099ff; 
		font-size: 12px;}
		
.ltbluebold13 { 
		font-weight: bold; 
		color: #0099ff; 
		font-size: 13px;}
						
.ltbluebold16 { 
		font-weight: bold; 
		color: #0099ff; 
		font-size: 16pt;}	
		
.ltbluebold18 { 
		font-weight: bold; 
		color: #66CCFF; 
		font-size: 18pt;}	


.white8 { 
		font-weight: normal; 
		color: white; 
		font-size: 8pt;}		

.whitebold9 { 
		font-weight: bold; 
		color: white; 
		font-size: 9pt;}

.whitebold11 { 
		font-weight: bold; 
		color: white; 
		font-size: 11pt;}
				
.whitebold10 { 
		font-weight: bold; 
		color: white; 
		font-size: 10pt;}
		
.whitebold12 { 
		font-weight: bold; 
		color: white; 
		font-size: 12pt;}
		
.whitebold14 { 
		font-weight: bold; 
		color: white; 
		font-size: 14pt;}
		
.whitebold16 { 
		font-weight: bold; 
		color: white; 
		font-size: 16pt;}

.redbold10 { 
		font-weight: bold; 
		color: #CC3333; 
		font-size: 10px;}

.redbold12 { 
		font-weight: bold; 
		color: #CC3333; 
		font-size: 12px;}

.redbold13 { 
		font-weight: bold; 
		color: #CC3333; 
		font-size: 13px;}
		
.redbold14 { 
		font-weight: bold; 
		color: #CC3333; 
		font-size: 14px;}

.redbold16 { 
		font-weight: bold; 
		color: #CC3333; 
		font-size: 16px;}		

.redbold18 { 
		font-weight: bold; 
		color: #CC3333; 
		font-size: 18px;}	

.redbold20 { 
		font-weight: bold; 
		color: #CC3333; 
		font-size: 20px;}			
				
.orangebold8 { 
		font-weight: bold; 
		color: orange; 
		font-size: 8pt;}
		
.yellowbold11 {font-weight: bold; 
		color: #FFCC66; 
		font-size: 11px;}

.yellowbold12 {font-weight: bold; 
		color: #FFCC66; 
		font-size: 12pt;}		

		
						
div#sidenav {position: absolute; top: 132; left:0; width: auto; font: 13px Arial, sans-serif; font-weight:bold; z-index:20;} 


div#sidenav a {display: block; text-align: left; font: bold sans-serif; padding: 5px 10px; margin: 0 0 0px; text-decoration: none; color: #FFFFFF; background: #3366CC; border: 1px solid #6699CC; border-right: 1px solid  #003399; z-index:20;} 


div#sidenav a:hover {color: #FFFFFF; background: #003399; border: 1px solid #6699CC; border-right: 1px solid  #003399; z-index:20;} 

div#sidenav a span {display: none; z-index:20;} 

div#sidenav a:hover span {display: block; position: absolute; top: 395px; left: 9; width: 118px; padding: 0px; margin: 0px; color: #FFFFFF; background: #003399; font: 10.5px Verdana, sans-serif; text-align: center; z-index:20;}



		div#sidenavf {position: absolute; top: 132; left:0; width: 145px; 
		font: 12px Arial, sans-serif; font-weight:bold; z-index:20;} 
		
		
		div#sidenavf a {display: block; text-align: left; font: bold sans-serif; padding: 5px 10px; 
		margin: 0 0 0px; text-decoration: none; color: #FFFFFF; background: #3366CC; border: 1px solid #6699CC;
		border-right: 1px solid  #003399; z-index:20;} 
		
		
		div#sidenavf a:hover {color: #FFFFFF; background: #003399; border: 1px solid #6699CC; 
		border-right: 1px solid  #003399; z-index:20;} 
		
		div#sidenavf a span {display: none; z-index:20;} 
		
		div#sidenavf a:hover span {display: block; position: absolute; top: 395px; left: 9; width: 118px;
		padding: 0px; margin: 0px; color: #FFFFFF; background: #003399; font: 10.5px Verdana, sans-serif;
		text-align: center; z-index:20;}



div#subnav {width: 127px; font: 11px Arial, sans-serif; font-weight:normal; zindex:20;}

div#subnav a {display: block; text-align: left; padding: 2px 12px; margin: 0 0 0px; text-decoration: none; color: #003399; background: #E2E2E2; border: 1px solid #BDBCBC; border-right: 1px solid #003399; zindex:20;} 

div#subnav a:hover {color: #003399; background: #CECCCC; border: 1px solid #BDBCBC; border-right: 1px solid #003399; z-index:20;}



		div#subnavf {width: 145px; font: 11px Arial, sans-serif; font-weight:normal; zindex:20;}
		
		div#subnavf a {display: block; text-align: left; padding: 2px 12px; margin: 0 0 0px; text-decoration:
		none; color: #003399; background: #E2E2E2; border: 1px solid #BDBCBC; 
		border-right: 1px solid #003399; zindex:20;} 
		
		div#subnavf a:hover {color: #003399; background: #CECCCC; border: 1px solid #BDBCBC; 
		border-right: 1px solid #003399; z-index:20;}



div#chapnav {width: 127px; font: 11px Arial, sans-serif; margin: 0 0 0px; font-weight:normal; zindex:20;}

div#chapnav a {display: block; text-align: left; padding: 2px 12px; margin: 0 0 0px; font-weight:normal; text-decoration: none; color: #003399; background: #99CCFF; border: 1px solid #BDBCBC; border-right: 1px solid #003399; zindex:20;} 

div#chapnav a:hover {color: #003399; font-weight:normal; background: #99CCFF; border: 1px solid #BDBCBC; border-right: 1px solid #003399; z-index:20;}

div#insurance {font: 11px Arial, sans-serif; font-weight:bold; zindex:20;}

div#insurance a {display: block; text-align: center; padding: 5px; margin: 0 0 0px; text-decoration: none; color: #003399; background: #DBE8F5; border-left: 1px solid #8EA7C0; border-top: 1px #8EA7C0 solid; zindex:20;} 

div#insurance a:hover {color: #003399; background: white; border-left: 1px solid #8EA7C0; border-top: 1px #8EA7C0 solid;z-index:20;}

div#bodytext {position: absolute; top: 155px; left: 0px; right: 0px; font: 24px Arial, sans-serif; z-index:1;} 

div#header {position: absolute; top: 0px; left: 127px; right: 0px; z-index:2;}

div#headerf {position: absolute; top: 0px; left: 145px; right: 0px; z-index:2;}


/* new Styles */

.listClass { margin-bottom:15px; margin-left:30px; }
.indent25 { margin-left:25px; margin-top:0px; }