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A Life Insurance Plan for Everyone
For people aged 40 and older, ACA Guaranteed
Issue Life Plan is the answer for supplemental coverage. The plan is
affordable and acceptance is guaranteed with no medical exam required.
*No medical exam required, or health questions asked.
Features:
- Issue Age
40 to 85
- Premium
Male and female rates
- Minimum Face
Amounts
Age 40 to 85 - $10,000
- Waiting Period
Age 40 to 85 - 2 years
- Death Benefits
If death occurs, except for accidental cause, during the first 12
months, the amount paid will be the accumulation of the premiums paid;
during the 2nd or 3rd year, the amount paid will be the accumulation
of the premiums paid x 1.20 (based on age of issue).
- Accidental
Death
Benefits are payable from day 1 in case of accidental death. No waiting
period! This extra benefit is included in the premium.
- Guaranteed
Capital and Premiums
The insured amount and the premiums are guaranteed and will never
increase. The premiums are payable for the duration of the life of
the person to be insured.
- Guaranteed
Cash Surrender Values and Reduced Paid Up Values
Cash surrender values and reduced paid-up values begin at the end
of the third year of the policy.
- Loan Value
Available
Loan value is available throught the cash surrender values.
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