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Traditional Issue
Our traditional issue whole life insurance is a permanent whole life insurance plan. This plan features uniform rates, regardless of smoking or tobacco use.
Features:
- Issue Age
0 - 75 (based on last birthday)
- Waiver of Premium
Ages 18 to 55.
Terminates at age 50.
- Uniform Rates
Male or female
Smoker or non-smoker
- Policy Fee
| Issue Ages |
Fee |
| 0-17 |
$10.00 |
| 18 and over |
$30.00 |
- Non-medical Limits
| Issue Ages |
Face Amount |
| 0-40 |
$100,000 |
| 41-50 |
$50,000 |
| 51-60 |
$25,000 |
| 61 and over |
Para-medical exam required for any amount |
- Minimum Amounts
| Issue Ages |
Amount |
| 0-35 |
$10,000 face amount |
| 36-75 |
$180 annual premium including $30 policy fee |
- Accidental Death Benefits
Twice the face amount
Up to $200,000
Ages 18 to 55
Terminates at age 70
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